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The 5 C’s of Credit When Applying for a Loan

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A common evaluation framework is using characteristics of the borrower so they can gauge the chance of default. The Five C’s of Credit used are capacity, capital, collateral, conditions and character. Capacity (ability to pay) it refers to your ability to succeed in making the loan payments. The lenders want …

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Vital Signs and Amortization

Vital Signs and Amortization The concept of amortization is very comprehensive in nature. A common man needs to understand the details of the concept in order to grasp the entire process of amortization. The arena of mortgage financing is evolving day-by-day and is now offering multiple options and variables, which …

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